Our Compensation Model

Discover one of the simplest ways to improve your agency’s overall revenues.

Providing a Substantial Financial Benefit

ISNE’s compensation model is quite simple. As a participant in the network, you own the business you produce and receive 100% of your revenue. In addition, ISNE returns 100% of the network’s profit sharing, overrides, and incentives to its agencies. Historically, this framework has resulted in agencies improving their annual compensation factor by an average of 2% per year; for many, that is double what they typically receive.

Transparency, collaboration, and equality are the cornerstones of the ISNE compensation model. Every agency is aware of the network’s overall performance and the milestones that need to be met to achieve the highest levels of profitability and growth. By working together, combining resources, and openly sharing knowledge, ISNE agencies consistently reach and exceed shared and individual goals.

ISNE’s Compensation Model in Action

The ISNE compensation model was designed by agencies for agencies, and its enduring premise is to maximize revenues for all participants. Following are the main elements of our fiscal philosophy that have helped our network consistently generate the greatest value possible for agencies:

Agency Diversification

The diversity of ISNE’s agencies, from smaller agencies to midsized and larger ones, contributes to our growth and profitability goals.

Geographic Reach

Aggregating volume from agencies with best-in-class performance and across a variety of geographies equals the protection an agency seeks.

Selective Process

Nothing dictates future results better than past performance, which is why it takes historical proof of performance for an agency to qualify for ISNE.

Equality in Everything

All agencies are treated equally, which means, among other things, that every participant pays the same membership fee and, when contingency revenues are allocated, all agency contracts are the same.

Transparency Throughout

Participating agencies are regularly updated on ISNE’s overall financial performance and how that will impact their own agency revenue.

Performance Management Approach

Our structured management routines, which include working closely with our carrier partners to plan and forecast, are at the heart of our success.

Ready to Grow with ISNE?

What Else Would You Like to Know about ISNE?

Whether you’re looking to transition from your current network or considering joining one for the first time, it is important that we share all the information you need to make an informed decision to join ISNE.

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Frequently Asked Questions

Get answers to some of the most common questions agencies have about the ISNE network and understand why ISNE is the right fit for your agency.

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Our Approach

Explore the way ISNE’s annual agency performance planning process works and how it helps participants earn the greatest value possible.

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How to Join ISNE

Learn more about the careful selection process agencies go through to become an ISNE participant and how to start the conversation with our membership team.

What Our Participants Are Saying

"Joining ISNE was one of the single-most important decisions about our agency’s future that we have ever made."

Georgetown Insurance

“Our agency joined ISNE in 2011. It was a decision based mostly on our desire to maximize our revenue with our carriers. As it turns out, we have gained so much more from our ISNE relationship."

Finck & Perras Insurance Agency, Inc.

“Joining ISNE is the best business decision we ever made. The agents that are members of ISNE are a valuable resource for us as they continually provide advice on operations, employees, and insurance markets. ISNE is the premier insurance network in New England.”

MTM Insurance Associates

“Joining ISNE is the best business decision that we have ever made. The advantages of collaborating with 65+ agencies are numerous. As our relationship with our common companies has grown, they appreciate and listen to what we have to say. The Independent Insurance Agency System is best for the consumer, for like-minded agencies in partnership, and it is best for the companies we represent. The possibilities are endless.”

Gallant Insurance Agency

“There were other good options, but ISNE was the best option. I preferred ISNE for the combination of professional management, heavy focus on agencies with lower-than-average loss ratios, franchise value, a central placement person for standard markets we don’t represent, and reputation amongst the carrier representatives. ISNE has a very low annual cost and provides the highest net return to its agency members.”

Foy Insurance

“We really wanted to be sure that we were aligned with an aggregator that was not only going to help us maximize profit sharing and commission contracts but also would support our goals going forward; ISNE was the perfect fit for us.”

Howes Insurance Group

“ISNE is an invested partner in my agency, building a strong relationship with us all while increasing efficiency and providing better services to our clients.”